Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the website basmadi.com, operated by Basmadi S.A.C. (hereinafter, "Basmadi"), domiciled at Av. Javier Prado Este 4600, Office 1205, Santiago de Surco, Lima 15023, Peru, identified with Tax ID (RUC) 20612847359. By accessing this website, you agree to these terms in their entirety.
Basmadi is an educational platform that provides informational materials on personal finance, financial planning and economic literacy. All published content is exclusively educational and informational in nature. Basmadi does NOT provide financial services, investment advice, tax advisory or stock brokerage services. Published materials do not constitute investment advice or personalized recommendations.
The user agrees to use this website only for lawful purposes and in accordance with these terms. It is prohibited to: use the site for illegal or unauthorized activities; attempt to access restricted areas of the site; reproduce, duplicate or commercially exploit any content without prior written authorization from Basmadi; send offensive, defamatory content or content that infringes third-party rights through our forms.
All content on this website, including texts, graphics, logos, images, designs and software, are the property of Basmadi S.A.C. or their respective owners and are protected by intellectual property laws of the Republic of Peru and applicable international treaties. Legislative Decree No. 822 - Copyright Law protects this content.
Basmadi publishes exclusively educational materials that do not constitute investment advice. Any financial decision the user makes based on the information on this site is their sole responsibility. The potential return mentioned in any material is adjusted for risks and does not guarantee future results. We recommend consulting with a certified financial professional before making investment decisions.
Basmadi shall not be liable for direct, indirect, incidental, consequential or punitive damages arising from the use or inability to use this website or from reliance on the information provided. Content is provided "as is" without warranties of any nature, express or implied.
Our website may contain links to third-party websites. Basmadi does not control and is not responsible for the content, privacy policies or practices of these external sites. We recommend reviewing the policies of each site you visit.
Basmadi reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on this website. Continued use of the site after any modification implies acceptance of the new terms.
These Terms and Conditions are governed by the laws of the Republic of Peru. Any dispute arising from these terms shall be submitted to the jurisdiction of the competent courts of Lima, Peru, with both parties waiving any other jurisdiction that may apply.
For any inquiry related to these Terms and Conditions, you may contact us at: Basmadi S.A.C., Av. Javier Prado Este 4600, Office 1205, Santiago de Surco, Lima 15023, Peru. Email: contacto@basmadi.com.